Are you trying to determine what bad credit finance options that are available to you? You need a new automobile, but you are unsure of who will finance it due to your bad credit? There is no need to be too concerned about financing if you have bad credit. There are […]
Debt collectors are liars, cheaters, etc… They take advantage of every loophole possible and even break the law. They have been featured on almost every news program from CNN to 60 Minutes. There are laws in place to contain their harassment and collection efforts and to make this process more civil, but most figure the […]
The Office of the Controller has strongly recommended that credit card companies make their customers pay higher minimum payments, up to double the current amount to try to help us get out of debt. So instead of approximately 2% of your balance, you could pay up to 4%. This will affect at least 7% who […]
Most people, especially those new to the investment arena, do not realize there are a number of common scams which are used to victimize investors each year. The misconception about investing scams is that most smart investors believe they will “know one when they see one” - this is simply not true. Especially in […]
College is a great time to get into trouble with credit cards. It’s just so easy to apply for them, sometimes even on campus. But it’s also very easy to get into trouble with credit cards while you’re that young. There’s nothing wrong with getting a credit card when you’re in college. It may […]
To limit the scope of this article, we will focus completely on the investing basics as they relate to you personally making investment decisions not giving money to a financial institution, which will make the investing decisions for you. The first part of investing basics is knowing how to invest and where to […]
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Would you like to save 10% on your purchase today by filling out an application for our store credit card? The line is often delivered with a winning smile by the cashier at the till of your favorite high street clothing or accessory shop. The idea of credit cards originated with store cards - […]
It’s safe to say that if you have built a good credit score, you’d like to keep it that way. Who wouldn’t? There are a few simple things to remember when you are maintaining your credit score. Even though some of them may seem too simple to even mention, unfortunately, life is sometimes just distracting […]
There are many reasons that make an estate plan very important. When you are unable to take decisions regarding your healthcare due to illness or accident there needs to be someone who can legally take such decisions on your behalf. Alternatively, if you require long-term care, which is not covered by medical insurance, you […]
Whether you are shopping for a new credit card or wondering about the one that you may already have, knowing how to calculate the finance charge applied to that card is important. First, however, it is equally important to know what finance charges really are. A credit card finance charge is the amount of […]
